{"id":1980,"date":"2025-06-18T06:31:01","date_gmt":"2025-06-18T06:31:01","guid":{"rendered":"https:\/\/pendaftaran-grab.com\/?p=1980"},"modified":"2026-05-09T15:29:17","modified_gmt":"2026-05-09T07:29:17","slug":"liberty-general-insurance-hentikan-insurans-harian-grab-mulai-16-mei-2025","status":"publish","type":"post","link":"https:\/\/registergrab.com\/?p=1980","title":{"rendered":"Liberty General Insurance Hentikan Insurans Harian Grab Mulai 16 Mei 2026"},"content":{"rendered":"<p>Pada 16 Mei 2026, Liberty General Insurance Berhad (LGIB), yang lebih dikenali melalui jenama <strong data-start=\"463\" data-end=\"473\">Kurnia<\/strong>, secara rasmi menamatkan penawaran <strong data-start=\"509\" data-end=\"538\">insurans harian e-hailing<\/strong> yang sebelum ini disediakan eksklusif kepada pemandu Grab melalui platform mereka. Keputusan ini telah mengejutkan ramai pemandu kerana insurans harian merupakan pilihan yang fleksibel dan mampu milik, terutama bagi pemandu sambilan.<\/p>\n<p>&nbsp;<\/p>\n<h4>Apa Itu Insurans Harian E-Hailing Grab?<\/h4>\n<p>Insurans harian e-hailing ialah pelan insurans khas yang hanya dikenakan bayaran apabila pemandu <strong data-start=\"928\" data-end=\"952\">aktif dalam aplikasi<\/strong> \u2014 contohnya semasa menerima atau menghantar penumpang. Ia sangat popular dalam kalangan:<\/p>\n<ul>\n<li data-start=\"1043\" data-end=\"1065\">\n<p data-start=\"1045\" data-end=\"1065\">Pemandu separuh masa<\/p>\n<\/li>\n<li data-start=\"1066\" data-end=\"1125\">\n<p data-start=\"1068\" data-end=\"1125\">Pelajar atau individu yang hanya memandu secara sampingan<\/p>\n<\/li>\n<li data-start=\"1126\" data-end=\"1193\">\n<p data-start=\"1128\" data-end=\"1193\">Mereka yang tidak mampu atau tidak mahu membayar insurans tahunan<\/p>\n<\/li>\n<\/ul>\n<h5 data-start=\"1195\" data-end=\"1220\"><strong data-start=\"1195\" data-end=\"1220\">Ciri utama pelan ini:<\/strong><\/h5>\n<ul data-start=\"1221\" data-end=\"1355\">\n<li data-start=\"1221\" data-end=\"1263\">\n<p data-start=\"1223\" data-end=\"1263\">Dilindungi hanya semasa aktif dalam Grab<\/p>\n<\/li>\n<li data-start=\"1264\" data-end=\"1301\">\n<p data-start=\"1266\" data-end=\"1301\">Kos rendah (sekitar RM1\u2013RM2 sehari)<\/p>\n<\/li>\n<li data-start=\"1302\" data-end=\"1355\">\n<p data-start=\"1304\" data-end=\"1355\">Boleh diaktifkan atau dinyahaktifkan bila-bila masa<\/p>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h4 data-start=\"1362\" data-end=\"1394\"><strong data-start=\"1369\" data-end=\"1394\">Sebab Penamatan Pelan<\/strong><\/h4>\n<p data-start=\"1396\" data-end=\"1477\">Walaupun Liberty tidak mengumumkan sebab spesifik, terdapat beberapa kemungkinan:<\/p>\n<ul data-start=\"1478\" data-end=\"1762\">\n<li data-start=\"1478\" data-end=\"1550\">\n<p data-start=\"1480\" data-end=\"1550\"><strong data-start=\"1480\" data-end=\"1502\">Kos operasi tinggi<\/strong> bagi pengurusan polisi harian yang berubah-ubah<\/p>\n<\/li>\n<li data-start=\"1551\" data-end=\"1605\">\n<p data-start=\"1553\" data-end=\"1605\"><strong data-start=\"1553\" data-end=\"1585\">Kadar tuntutan (claim ratio)<\/strong> yang mungkin tinggi<\/p>\n<\/li>\n<li data-start=\"1606\" data-end=\"1697\">\n<p data-start=\"1608\" data-end=\"1697\"><strong data-start=\"1608\" data-end=\"1645\">Penyusunan semula strategi produk<\/strong>, memfokuskan kepada pelan tahunan yang lebih stabil<\/p>\n<\/li>\n<li data-start=\"1698\" data-end=\"1762\">\n<p data-start=\"1700\" data-end=\"1762\"><strong data-start=\"1700\" data-end=\"1762\">Perubahan dalam perjanjian komersial antara Liberty &amp; Grab<\/strong><\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1764\" data-end=\"1955\">Kenyataan rasmi Liberty menyatakan hanya bahawa <strong data-start=\"1812\" data-end=\"1888\">pelan ini akan ditamatkan sepenuhnya dari platform Grab pada 16 Mei 2026<\/strong> dan tidak akan tersedia untuk pembaharuan selepas tarikh tersebut.<\/p>\n<h4 data-start=\"1962\" data-end=\"2023\"><strong data-start=\"1969\" data-end=\"2023\">Alternatif yang Disediakan: Pelan Tahunan Pro-Rata<\/strong><\/h4>\n<p data-start=\"2026\" data-end=\"2201\">Sebagai langkah mitigasi, Liberty menawarkan pemandu untuk <strong data-start=\"2084\" data-end=\"2129\">beralih kepada insurans tahunan e-hailing<\/strong> dengan pengiraan <strong data-start=\"2147\" data-end=\"2158\">prorata<\/strong> (mengikut baki tempoh insurans sedia ada).<\/p>\n<h5 data-start=\"2203\" data-end=\"2238\">Apa itu pelan tahunan prorata?<\/h5>\n<ul data-start=\"2239\" data-end=\"2407\">\n<li data-start=\"2239\" data-end=\"2407\">\n<p data-start=\"2241\" data-end=\"2407\">Jika baki pelan komprehensif kenderaan anda ialah 6 bulan, anda hanya perlu bayar tambahan untuk insurans e-hailing selama baki tersebut sahaja (bukan setahun penuh).<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2409\" data-end=\"2428\"><strong data-start=\"2409\" data-end=\"2428\">Untuk bertukar:<\/strong><\/p>\n<ul data-start=\"2429\" data-end=\"2572\">\n<li data-start=\"2429\" data-end=\"2477\">\n<p data-start=\"2431\" data-end=\"2477\">Hubungi agen Liberty atau cawangan berhampiran<\/p>\n<\/li>\n<li data-start=\"2478\" data-end=\"2534\">\n<p data-start=\"2480\" data-end=\"2534\">Atau hubungi terus Kurnia di talian: <strong data-start=\"2517\" data-end=\"2534\">1-800-88-3833<\/strong><\/p>\n<\/li>\n<li data-start=\"2535\" data-end=\"2572\">\n<p data-start=\"2537\" data-end=\"2572\">Atau e-mel: <strong data-start=\"2549\" data-end=\"2572\"><a class=\"cursor-pointer\" rel=\"noopener\" data-start=\"2551\" data-end=\"2570\">customer@kurnia.com<\/a><\/strong><\/p>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h4 data-start=\"2579\" data-end=\"2625\"><strong data-start=\"2586\" data-end=\"2625\">Kesan kepada Pemandu E-Hailing Grab<\/strong><\/h4>\n<p data-start=\"2627\" data-end=\"2683\">Penamatan ini memberi beberapa implikasi kepada pemandu:<\/p>\n<h5 data-start=\"2685\" data-end=\"2716\">\u00a0Kelebihan pelan tahunan:<\/h5>\n<ul data-start=\"2717\" data-end=\"2834\">\n<li data-start=\"2717\" data-end=\"2746\">\n<p data-start=\"2719\" data-end=\"2746\">Perlindungan sepanjang masa<\/p>\n<\/li>\n<li data-start=\"2747\" data-end=\"2788\">\n<p data-start=\"2749\" data-end=\"2788\">Lebih sesuai untuk pemandu sepenuh masa<\/p>\n<\/li>\n<li data-start=\"2789\" data-end=\"2834\">\n<p data-start=\"2791\" data-end=\"2834\">Tiada risiko tidak dilindungi semasa online<\/p>\n<\/li>\n<\/ul>\n<h5 data-start=\"2836\" data-end=\"2854\">Kekurangan:<\/h5>\n<ul data-start=\"2855\" data-end=\"3007\">\n<li data-start=\"2855\" data-end=\"2918\">\n<p data-start=\"2857\" data-end=\"2918\">Kos permulaan yang lebih tinggi (sekitar RM400\u2013RM800 setahun)<\/p>\n<\/li>\n<li data-start=\"2919\" data-end=\"2974\">\n<p data-start=\"2921\" data-end=\"2974\">Tidak fleksibel \u2013 tidak sesuai untuk pemandu sambilan<\/p>\n<\/li>\n<li data-start=\"2975\" data-end=\"3007\">\n<p data-start=\"2977\" data-end=\"3007\">Bayaran perlu dibuat sekaligus<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3009\" data-end=\"3087\">Bagi pemandu yang hanya aktif sekali-sekala, ini boleh menjadi beban kewangan.<\/p>\n<h4 data-start=\"3094\" data-end=\"3135\"><strong data-start=\"3101\" data-end=\"3135\">Pilihan Syarikat Insurans Lain<\/strong><\/h4>\n<p data-start=\"3137\" data-end=\"3251\">Berikutan pemberhentian Liberty, pemandu boleh meneliti tawaran insurans e-hailing daripada syarikat lain seperti:<\/p>\n<div class=\"_tableContainer_16hzy_1\">\n<div class=\"_tableWrapper_16hzy_14 group flex w-fit flex-col-reverse\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"3253\" data-end=\"3720\">\n<thead data-start=\"3253\" data-end=\"3330\">\n<tr data-start=\"3253\" data-end=\"3330\">\n<th data-start=\"3253\" data-end=\"3272\" data-col-size=\"sm\">Syarikat<\/th>\n<th data-start=\"3272\" data-end=\"3330\" data-col-size=\"md\">Ciri Menarik<\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"3409\" data-end=\"3720\">\n<tr data-start=\"3409\" data-end=\"3486\">\n<td data-start=\"3409\" data-end=\"3428\" data-col-size=\"sm\"><strong data-start=\"3411\" data-end=\"3422\">Allianz<\/strong><\/td>\n<td data-col-size=\"md\" data-start=\"3428\" data-end=\"3486\">Tawaran online dan proses cepat<\/td>\n<\/tr>\n<tr data-start=\"3487\" data-end=\"3564\">\n<td data-start=\"3487\" data-end=\"3506\" data-col-size=\"sm\"><strong data-start=\"3489\" data-end=\"3498\">Etiqa<\/strong><\/td>\n<td data-col-size=\"md\" data-start=\"3506\" data-end=\"3564\">Pakej dengan takaful e-hailing, mesra pengguna Islam<\/td>\n<\/tr>\n<tr data-start=\"3565\" data-end=\"3642\">\n<td data-start=\"3565\" data-end=\"3584\" data-col-size=\"sm\"><strong data-start=\"3567\" data-end=\"3577\">Zurich<\/strong><\/td>\n<td data-col-size=\"md\" data-start=\"3584\" data-end=\"3642\">Pelan komprehensif dengan perlindungan tambahan<\/td>\n<\/tr>\n<tr data-start=\"3643\" data-end=\"3720\">\n<td data-start=\"3643\" data-end=\"3662\" data-col-size=\"sm\"><strong data-start=\"3645\" data-end=\"3653\">MSIG<\/strong><\/td>\n<td data-col-size=\"md\" data-start=\"3662\" data-end=\"3720\">Sokongan pelanggan kukuh &amp; liputan kemalangan peribadi<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p>&nbsp;<\/p>\n<h4 data-start=\"3727\" data-end=\"3760\"><strong data-start=\"3734\" data-end=\"3760\">Saranan kepada Pemandu<\/strong><\/h4>\n<p data-start=\"3762\" data-end=\"4131\">\u2705 <strong data-start=\"3764\" data-end=\"3792\">Semak polisi semasa anda<\/strong> \u2013 jika ia bergantung kepada Liberty, tukar segera.<br data-start=\"3843\" data-end=\"3846\" \/>\u2705 <strong data-start=\"3848\" data-end=\"3889\">Pilih insurans tahunan dengan prorata<\/strong> \u2013 lebih jimat daripada beli pelan baharu penuh.<br data-start=\"3937\" data-end=\"3940\" \/>\u2705 <strong data-start=\"3942\" data-end=\"3983\">Bandingkan pelbagai penyedia insurans<\/strong> sebelum buat keputusan.<br data-start=\"4007\" data-end=\"4010\" \/>\u2705 <strong data-start=\"4012\" data-end=\"4049\">Pastikan anda sentiasa dilindungi<\/strong> \u2013 polis &amp; Puspakom boleh keluarkan saman jika tiada insurans sah untuk e-hailing.<\/p>\n<h4 data-start=\"3762\" data-end=\"4131\">Kesimpulan<\/h4>\n<p data-start=\"4157\" data-end=\"4541\">Keputusan Liberty General Insurance menghentikan insurans harian e-hailing bermula 16 Mei 2026 menandakan perubahan besar dalam landskap perlindungan pemandu Grab di Malaysia. Walaupun ia menimbulkan cabaran kepada pemandu separuh masa, ia juga membuka ruang kepada penyedia insurans lain untuk mengisi kekosongan pasaran dan menawarkan pilihan yang lebih inovatif dan mesra pengguna.<\/p>\n<ul>\n<li data-start=\"4157\" data-end=\"4541\"><span style=\"font-size: 16px;\">Pemandu Grab kini harus lebih teliti, bijak dan cepat bertindak \u2014 kerana perlindungan insurans bukan sekadar keperluan undang-undang, tapi juga pelindung nyawa dan harta.<\/span><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Pada 16 Mei 2026, Liberty General Insurance Berhad (LGIB), yang lebih dikenali melalui jenama Kurnia, secara rasmi menamatkan penawaran insurans [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1982,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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Team","author_link":"https:\/\/registergrab.com\/author\/grab-team"},"rttpg_comment":74,"rttpg_category":"<a href=\"https:\/\/registergrab.com\/?cat=18\" rel=\"category\">Grab Info<\/a> <a href=\"https:\/\/registergrab.com\/?cat=14\" rel=\"category\">Grab Malaysia<\/a> <a href=\"https:\/\/registergrab.com\/?cat=16\" rel=\"category\">Insurans<\/a>","rttpg_excerpt":"Pada 16 Mei 2026, Liberty General Insurance Berhad (LGIB), yang lebih dikenali melalui jenama Kurnia, secara rasmi menamatkan penawaran insurans 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